Ramu, our friendly neighborhood IT whiz from Hyderabad, finally hit his FIRE number. High five! But instead of just letting his corpus sit pretty like a well-behaved cow in a temple, Ramu wanted his money to work harder, like a diligent tailor stitching together a beautiful saree. Stocks were his roti, but real estate, that…
Many people think of options trading as a form of gambling, a high-stakes lottery where a few lucky souls make a fortune while the rest lose everything. The truth, however, is far from this. For an expert trader in India, options are not a bet; they are a sophisticated set of tools used to manage…
You know Ramesh Uncle, right? The one who religiously invests in post-office RDs and LIC policies, then lectures everyone at family gatherings about the “dangers” of the stock market? “Beta, shares are gambling!” he says, shaking his head, while his money barely keeps up with inflation. Then there’s LIC Aunty, who insists her “safe” endowment…
Trump’s recent actions, including the new tariffs, are linked to India’s continued purchase of discounted Russian crude oil. This has placed India and Brazil at a significant disadvantage, as they face the highest tariff rates in the U.S. market. While these measures aim to protect U.S. industries, history shows that tariffs ultimately burden the end…
Mutual funds CAN be transferred to family before death—without demat! Learn the new, simpler process to gift SoA units directly. Avoid inheritance delays & disputes. Inheritance planning is often fraught with uncertainty. Many believe their legal will guarantees a smooth transfer of assets, but delays, disputes, or legal hurdles can leave loved ones waiting—or worse,…
Honour the multi-tasking woman in your life. Learn about critical Indian financial schemes like Sukanya Samriddhi, MWP Act, and grants to secure her future and empower her financial independence. In every Indian home, a daughter is cherished, often seen as a reflection of Maa Laxmi, the embodiment of prosperity and well-being. This deep cultural reverence,…
Turning your favorite pastime into a profitable venture can alleviate stress and boost your income, as hobbies like pottery and coding can become thriving Indian side hustles. As Simon Sinek wisely said, “Working hard for something we don’t care about is called stress. Working hard for something we love is called passion.” You know, it’s…
…(And Keeping Your Sanity) Moving abroad isn’t just about changing your address; it’s a profound shift in identity, daily routine, and perhaps most surprisingly, your financial access. You’ve packed your bags, said your tearful goodbyes, and just as you’re grappling with the emotional toll of leaving home, a familiar wealth-building tool—Indian mutual funds, suddenly…
Ah, life! Isn’t it just grand when your biggest financial dilemma is whether to splurge on that artisanal coffee or save for a slightly bigger vacation? We happily ride the gentle waves of economic normalcy, meticulously planning for retirement, perhaps eyeing a new gadget or a quaint little cottage. The news might occasionally whisper of…
For countless Indian families, investing in additional real estate isn’t just about financial growth; it’s a sacred promise. It’s the bricks and mortar of a child’s future education, the foundation of a cherished wedding, or a secure haven for twilight years. These are deeply personal, sentimental goals, integral to our collective being. For years, the…
